$1,000,000 Fidelity Coverage

The Largest & Oldest National Trade Association of Recovery Professionals in North America. The Only Not-For-Profit True Trade Association to the Recovery Industry Since 1936.   Professional AFA Members as of June 19, 2024170

Welcome to the Allied Finance Adjusters Clients Area


Clients login to manage your AFA Members! This secure area of the AFA Website is where you can manage only the AFA Members you have approved. View grid quickly to see the members who have expired documents or documents that are about to expire in 10 days. An example of the members documents include: Employers Dishonesty Protection Policy, Licenses, Insurance, Workers Comp Insurance, Certifications, CFPB Training and more to come! To see what is inside and how it works Click Here

State Facts and Repossession Requirements

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The definition of a Ghost or Phantom Office:

  • . . . . . .1. A fictitious business location
  • . . . . . .2. The appearance or illusion of an office without material substance
  • . . . . . .3. Non-existent office staff
  • Some recovery trade associations allow their members to advertise/list ghost or phantom offices giving you a false impression that they are located very close to your debtor's home or employment. Some of the downsides to Ghost or Phantom offices are:

  • . . . . . .1. Your collateral may be stored miles away from your customer / debtor for vehicle and personal effects redemption.
  • . . . . . .2. Auction Transporters may have to re-route to another location miles away for transporting of your collateral.
  • . . . . . .3. Lack of storage lot security, or even a storage facility.
  • . . . . . .4. Using a storage facility that is un-staffed.
  • Allied Finance Adjusters believes all offices should have a staffed presence for everyone's protection. All new Members go through a rigorous physical inspection of their office and storage facilities. Allied does not support ghost or phantom office locations period!

    Consumer Financial Protection Bureau (CFPB)